- No minimum to open
 - 1 free box of basic checks per year
 - Unlimited check writing
 - Free debit card (1 per year per account owner)
 - Unlimited transactions
 - No service charge fee with minimum balance of $5,000.00*
 - If the balance in any statement cycle drops below $5,000.00 - $10.00 service charge*
 - Estatements available at no charge
 - One year Safe Deposit Box rental free (based on availability)
 - Competitive Interest rates*
 
| Balance | Interest | APY | 
| $5,000 - $24,999.99 | .30% | .30% | 
| $25,000 - $49,999.99 | .40% | .40% | 
| $50,000 - $249,999.99 | .55% | .55% | 
| $250,000 or Higher | .75% | .75% | 
*Annual Percentage Yield (APY) accurate as of 02/01/2023 and subject to change at any time. Fees may reduce earnings. Minimum balance of $5,000.00 required to obtain APY. 
We offer special rates for consumer CNB Advantage Accounts that maintain higher balances than stated above.  Contact your account officer for details.
 